Banking & Finance executive recognized as one of the most innovative & successful business leaders in small business & middle-market commercial lending. Long, successful track record hiring and managing high performance teams. Initiated 4 different start-ups and orchestrated 3 turnarounds, all are still thriving today. Sold first commercial finance turnaround for 15x book equity. One of the start-ups was a bank subsidiary which received the highest marks by the banking regulators & examiners for compliance and Safety & Soundness. Specialization in high risk, high return leveraged finance which would be designated as distressed debt in a traditional banking environment. Expert in asset based lending and factoring. Orchestrated first ever securitization of third-party, factored accounts receivable and subsequently was involved in first dual-class securitization of asset based loans & factored accounts receivable. Set up 2 successful Supply Chain Financing/Reverse Factoring programs. Conducted due diligence for Bank on FinTech relationships and acquired merchant credit card processor as part of entry into Merchant Cash Advance (MCA) online lending niche.